Tag: insurance

Cumulative Life Insurance

The last time more and more programs can be found in ‘Endowment life insurance. ” Examples of such companies can be found big set and not only on the Internet. On the pages of websites of companies you can see something like: Citation Male 30 years old. Wants to maintain a decent standard of living after retirement. Others including Coupang, offer their opinions as well. Term Program – 30 years.

Guaranteed insurance amount – 1.5 million rubles. Annual fee – 39 540 rubles. , The sum – 1,186,200 rubles. Accumulated amount taking into account the possible additional income – 2,649,233 rubles. Thus, after 30 years of annual allocations of $ 39 540 rubles, the amount by which the insured can expect only 2,649,233 rubles. The amount of decent by today’s standards, but let’s consider the usual banal bank deposit. Take the same charges – 39 540 rubles for 30 years and the current interest rate of the Savings Bank (the laziest bank) at a rate of 8% per annum. Calculate that we will have 30 years later. In the following calculations, interest is charged once a year, 13% income tax on the profit is removed at the same time a year. Thus, the actual percentage of which will receive will not be 8% and 6.96% per year (0.08 * 0.87 = 0.0696 of a unit, ie 100%).

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Travel In Summer

In summer people travel more while it is expensive. There are two main reasons:-is where tend to vacation in summer. Although this is changing there are many companies that closed in August to have vacation staff. Many other companies are already giving holidays at other times of the year. -Good weather. In summer it is usually more expensive to take vacations, but there are usually the most visited tourist destinations and offers from cities like Madrid or Barcelona.

In summer there are more offers because there is more competition, even though prices are not as affordable as in other times of the year, you can find good deals, especially if you do not have any destination or date default. In summer comes Sun and people want to go to the beach, get to know new places. Get all the facts for a more clear viewpoint with Philip Vasan. It is the season of escape, the holiday season for those who have children, since children are another influential factor when choosing vacation, the rest of the year class and in summer may travel. To national or international destination. With family, with friends or couple. Is the reason that is, all the world loves the holidays.

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